Short Description
The amount a policyholder pays, typically monthly, to maintain active dental insurance coverage.
Long Description
A premium is the fixed amount a policyholder must pay to keep their dental insurance active. Premiums can be paid monthly, quarterly, or annually, depending on the plan and provider. Employers may cover part or all of the premium for group plans, while individuals must pay the full amount for private plans.
Premium costs vary based on factors such as coverage levels, provider networks, and deductible amounts. Lower-premium plans may have higher out-of-pocket costs (such as deductibles and copayments), while higher-premium plans typically offer more comprehensive coverage with lower fees for services.
Policyholders must continue making premium payments on time to avoid losing coverage. If a payment is missed, there may be a grace period, but prolonged non-payment can result in policy termination.