Short Description
The amount a patient must pay out-of-pocket for dental services before their insurance plan begins covering costs.
Long Description
A deductible is a fixed dollar amount that a policyholder must pay for dental treatment before their insurance plan starts covering services. Deductibles typically reset at the beginning of each benefit year and vary by plan, often ranging from $25 to $150 per individual.
For example, if a patient has a $50 deductible and receives a $200 filling, they must pay the first $50, after which insurance will cover its portion of the remaining $150. Some plans waive deductibles for preventive services like cleanings and exams to encourage regular care.
Understanding the deductible amount helps patients budget for dental expenses and plan treatments efficiently. Once the deductible is met, insurance will pay its share of covered services based on the policy’s coinsurance rates.