Short Description
A collection of employees or members covered under a single dental insurance plan, typically provided by an employer or organization.
Long Description
A group in dental insurance refers to a set of individuals who receive coverage under a single insurance policy, usually through an employer, union, or professional organization. Group plans often offer better rates and benefits compared to individual policies due to collective bargaining.
Employers or organizations negotiate the terms of the group plan, including coverage levels, premiums, deductibles, and annual maximums. Employees and members may be required to contribute a portion of the premium, while the employer or organization may cover the rest.
Group dental plans generally provide lower-cost access to dental care and may include network-based benefits, making in-network services more affordable. Coverage and eligibility details vary depending on the employer’s agreement with the insurance provider.