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Explanation of Benefits (EOB)

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Short Description

A statement from a dental insurance provider detailing what was covered, what was paid, and what the patient owes after a claim is processed.

Long Description

An Explanation of Benefits (EOB) is a document sent by a dental insurance company after a claim is processed. It outlines what services were billed, what the insurance covered, and any remaining balance the patient must pay.

A typical EOB includes:

  • Treatment details (procedures performed, dentist’s charges)

  • Amount covered by insurance

  • Deductibles, coinsurance, or copayments applied

  • Remaining balance owed by the patient

An EOB is not a bill but a summary of benefits. Patients should review their EOB carefully to ensure that claims were processed correctly. If there are discrepancies, they can contact their insurance provider or dental office for clarification.