Short Description
The date when a dental insurance policy begins, allowing the policyholder to start using coverage for covered services.
Long Description
An effective date is the official start date of a dental insurance policy. From this date forward, the policyholder and their dependents (if applicable) are eligible to receive benefits for covered services under the plan.
Many dental plans have waiting periods for certain treatments, meaning that major services like crowns or dentures may not be covered immediately, even after the effective date. However, preventive care (cleanings and exams) is often covered right away.
Patients should confirm their effective date before scheduling non-emergency procedures to ensure their insurance is active and they are not responsible for the full cost of treatment.