Short Description
Family members, such as children or spouses, who are eligible for dental coverage under a primary policyholder’s insurance plan.
Long Description
Dependents are individuals who are covered under a policyholder’s dental insurance plan. This typically includes spouses, children, and sometimes other eligible family members, such as stepchildren or domestic partners, depending on the policy’s terms.
Coverage for dependents varies by plan but usually follows specific age limits for children. Under the Affordable Care Act (ACA), most insurance plans allow children to remain covered until age 26. Some plans offer extended coverage for disabled dependents beyond this age.
Policyholders should review their certificate of coverage to understand dependent eligibility, coverage limitations, and required documentation to add or remove dependents from their dental plan.