Short Description
A document that outlines the terms, benefits, exclusions, and limitations of a dental insurance policy.
Long Description
A certificate of coverage is an official document provided by a dental insurance company that details the specific terms of a policy, including covered services, exclusions, deductibles, co-pays, and annual maximums. It serves as a legal contract between the insurer and the policyholder.
This document also explains waiting periods, pre-existing condition clauses, frequency limitations, and other plan details. Understanding these terms is essential for avoiding unexpected costs and denied claims.
Policyholders should review their certificate of coverage carefully and contact their insurance provider with any questions about coverage, especially before undergoing major dental procedures.